Overview
Designed around your goals.
Cover school fees, emergencies, a big purchase or a personal project with a loan designed for salaried individuals. Approval is fast and repayments are matched to your pay cycle.
What to expect
Support from first call to final step.
- Guidance from a dedicated officer
- Clear application requirements
- Fair credit and affordability assessment
- Transparent documentation and terms
- Support until your final repayment
Key features
What you get
Loans of up to KES 300,000
Same-day approval for qualifying applicants
Repayments aligned to your salary
Flexible tenures of up to 12 months
Personal support from a dedicated officer
Application checklist
Typical requirements
- National ID and KRA PIN certificate
- 3 latest payslips
- 6 months’ bank statement
- 1-year M-Pesa statement
Final requirements may vary after assessment.
How it works
Four steps, no surprises.
Step 1: Apply
Tell us what you need online, by phone or at our Westlands office.
Step 2: Review
An officer reviews your documents and confirms what you can comfortably repay.
Step 3: Approve
You receive a decision — qualifying applicants can be approved the same day.
Step 4: Disburse
Once you accept the terms, funds are paid out directly to you.
FAQs
About the Personal Secured Loan
More questions? Read all FAQs
Ideal for
Employed individuals with a regular, verifiable income.