Overview
Designed around your goals.
Restock, take on a new contract or bridge a cash-flow gap. Our SME loan gives entrepreneurs and small business owners quick access to working capital, with repayments shaped around how the business earns.
What to expect
Support from first call to final step.
- Guidance from a dedicated officer
- Clear application requirements
- Fair credit and affordability assessment
- Transparent documentation and terms
- Support until your final repayment
Key features
What you get
Loans of up to KES 300,000
Funds disbursed in under 24 hours
Repayment plans tailored to your cash flow
Dedicated business support
Option to top up as your business grows
Application checklist
Typical requirements
- Business registration documents
- National ID and KRA PIN of the owner(s)
- 6 months’ bank statement
- 1-year M-Pesa statement
- Business Till or Paybill statements
Final requirements may vary after assessment.
How it works
Four steps, no surprises.
Step 1: Apply
Tell us what you need online, by phone or at our Westlands office.
Step 2: Review
An officer reviews your documents and confirms what you can comfortably repay.
Step 3: Approve
You receive a decision — qualifying applicants can be approved the same day.
Step 4: Disburse
Once you accept the terms, funds are paid out directly to you.
FAQs
About the SME Loan
More questions? Read all FAQs
Ideal for
Small and growing businesses that need flexible working capital.